Payment & Insurance

Payment Policy

In an effort to contain health care related costs, full payment of all office visit charges or insurance co-payments are due in full at the time of service. We accept cash, checks, MasterCard, Visa, American Express, and a variety of Debit Card issuers.

For long-term treatment, extensive surgical procedures, or surgery center treatments, patient payment responsibility must be determined, and payment arrangements approved by our billing department prior to treatment.

All of our cosmetic services are to be considered non-medically necessary procedures and therefore do not qualify for insurance billing and payment. There are a few laser procedures that may qualify on a limited basis so your situation can be discussed with you prior to treatment to determine patient payment responsibility.


Dermatology, P.C. participates with and automatically files claims for many insurance plans, this is not all-inclusive, please call for participation information. All copayments for these plans are required at the time of service.

If you are unable to provide us with proof of insurance coverage at the time of your visit, full payment is required for all services rendered.

If you are a member of an HMO, PCP or other limited access insurance plan, all approval and preauthorized requirements must be met prior to treatment. Charges for services rendered without the required approval are the patient’s responsibility. Please contact our bookkeeping department (241-2010) for assistance or verification of authorization.

We participate in the following health insurance programs:

  • Blue Cross Blue Shield of Iowa
  • Medicaid – Medicare
  • Most Private Plans

For Billing & Insurance assistance call (515) 241-2010.